A snapshot of your entire retirement plan.
Pre-Retirement
Know exactly when you can retire and how much you'll have.
Insight
Get perfect clarity
Enter your income, expenses, savings, and investments to build a complete financial picture. Slackwater calculates your path to retirement with precision.
Timeline
Choose when to retire
Set your target retirement date and see exactly how your current savings rate gets you there. Adjust the timeline and watch your projected income change in real time.
Dashboard
See the full picture
Your dashboard shows how much longer you need to work and your projected annual retirement income. Update your balances anytime to keep your plan current.
Scenarios
Explore what-if scenarios
See how working one more year or saving a little more each month affects your retirement income. Make informed decisions about your future.
Tax Guidance
Save smarter, not harder
Get guidance on which accounts to save into — RRSP, TFSA, or non-registered — to minimize your lifetime tax burden and keep more of your money.
Retirement
Your retirement paycheque, optimized.
Withdrawals
Tax-optimized withdrawal plan
Slackwater builds a withdrawal strategy across your RRSP, TFSA, and non-registered accounts that minimizes taxes and maximizes your spending power.
Engine
Every number, engine-verified
A deterministic engine computes your plan the same way every time — federal and provincial tax across all ten provinces, including Quebec and QPP. The Optimizer proposes candidate strategies, but only reports numbers the engine actually computed. Nothing is invented by a language model.
Paycheque
Your retirement paycheque
In retirement, your dashboard becomes a paycheque view — showing exactly which accounts to pull from, how much to withdraw, and when. Retirement income, simplified.