Every account, one picture.
Net worth
Know what you have, down to the cost base.
Sync
Your brokerages, read-only
Connect through SnapTrade and your accounts update themselves every day. It can't trade or move money, and it never touches a bank account. Prefer not to connect? Add accounts by hand.
History
A chart that survives a transfer
Slackwater records the units of each holding and prices them daily, so moving an RRSP between brokerages doesn't show up as a dip. A few year-end statements are enough for a smooth history.
Buckets
Buckets, not accounts
Three RRSPs at three brokerages read as one RRSP. Each person's accounts roll up by type, and the accounts behind a bucket are a click away.
Cost base
Real ACB
Adjusted cost base for non-registered and corporate accounts, averaged across each taxpayer's accounts as CRA requires. Capital gains by year, ready to check against your slips.
Liquid
Liquid, on purpose
Net worth here means every investment account plus cash. No debts, no real estate, and no guessing what the house is worth.
The plan
One plan. Two dials. No strategies to pick.
This month
Exactly what to do this month
Save this much, or draw this much. Which accounts, whose they are, and how much of it to set aside for tax. Working or retired, it's the same page.
Two dials
Spending and retirement year
Spending starts at the most you can sustain, and retirement year moves while anyone's still working. Turn either one and the plan shows your estate after tax, or the year the money runs out.
No strategies
It does the planner's job
You don't pick a withdrawal order. It works out each person's RRSP draw or contribution for every year, chooses CPP and OAS ages, and splits income between spouses. If you have plenty saved and a modest salary, it tells you to draw while you're still working.
Everywhere
One plan, wherever you look.
The plan is solved fresh each time it's read, so every surface shows the same numbers for today's balances. All of them are free.
- Web
- The full app: accounts, the plan and its dials, cost base, and settings.
- iPhone, iPad, and Mac
- Your net worth and this month's move, in a native app.
- Apple Watch and widgets
- The same numbers on your wrist and your home screen.
- TRMNL
- Net worth, this month's move, and your estate on an e-ink display.
- MCP and API tokens
- Read-only net worth, plan, and cost base for your AI assistant, plus personal API tokens.
- Monthly email
- Your net worth and this month's move, once a month. One click to unsubscribe.
- Share page
- A link that shows your monthly paycheque and never your balances.